| The Truth in Lending Act - Advertising Consumer Credit - Closed-End Credit and the Use of Typical Terms |
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| In some situations, the Truth in Lending Act permits a creditor to use examples of typical credit terms in an advertisement for closed-end credit. For example, the use of typical credit terms is permissible if a home builder wants to advertise credit terms for many houses, each with a different price, or a bank wants to offer mortgage loans in varying amounts, with different repayment terms. More... |
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| The Fair Credit Reporting Act - Landlords |
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| Landlords sometimes obtain consumer reports from consumer reporting agencies (CRAs) to evaluate rental applications. When a landlord obtains a consumer report from a CRA for the purpose of evaluating a rental application, the landlord must comply with the Fair Credit Reporting Act.
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| Children's Online Privacy Protection Rule - Privacy Policy Notice |
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| The Children's Online Privacy Protection Rule requires an operator of a commercial website that collects personal information from children to post a privacy policy notice on the homepage of the site and links to the privacy policy everywhere personal information is collected from children. The privacy policy notice must be posted in a clear and prominent place on the homepage of the site. More... |
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| Arbitration |
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| Arbitration is a type of alternative dispute resolution. In arbitration, the parties to a dispute submit their dispute to a neutral third party, known as an arbitrator. The power of the arbitrator is determined by the contract between the parties. More... |
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| Federal Telemarketing Sales Rule - Misrepresentations |
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| The Federal Telemarketing Sales Rule prohibits sellers and telemarketers from making false or misleading statements to induce consumers to buy goods or services or make charitable contributions. The Rule prohibits both express and implied misrepresentations. More... |
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